Pet Insurance by State — 50 State Guides | VETX

State-by-state pet insurance guides covering 50 states. Average premiums, regulations, top providers, and cost factors for your state.

Pet Insurance by State — 50 State Guides by VETX.

California (CA) — Dog Premium: $45–$85/mo, Cat Premium: $25–$50/mo. Pet Ownership: 52%.

Colorado (CO) — Dog Premium: $40–$80/mo, Cat Premium: $22–$48/mo. Pet Ownership: 61%.

Florida (FL) — Dog Premium: $38–$75/mo, Cat Premium: $22–$45/mo. Pet Ownership: 54%.

Illinois (IL) — Dog Premium: $40–$78/mo, Cat Premium: $22–$46/mo. Pet Ownership: 51%.

New York (NY) — Dog Premium: $50–$95/mo, Cat Premium: $28–$55/mo. Pet Ownership: 48%.

North Carolina (NC) — Dog Premium: $35–$68/mo, Cat Premium: $20–$40/mo. Pet Ownership: 55%.

Ohio (OH) — Dog Premium: $33–$65/mo, Cat Premium: $18–$38/mo. Pet Ownership: 54%.

Pennsylvania (PA) — Dog Premium: $40–$78/mo, Cat Premium: $22–$46/mo. Pet Ownership: 53%.

Texas (TX) — Dog Premium: $35–$70/mo, Cat Premium: $20–$40/mo. Pet Ownership: 57%.

Washington (WA) — Dog Premium: $42–$82/mo, Cat Premium: $23–$50/mo. Pet Ownership: 57%.

Alabama (AL) — Dog Premium: $30–$60/mo, Cat Premium: $18–$35/mo. Pet Ownership: 59%.

Alaska (AK) — Dog Premium: $40–$80/mo, Cat Premium: $22–$48/mo. Pet Ownership: 64%.

Arizona (AZ) — Dog Premium: $38–$75/mo, Cat Premium: $22–$45/mo. Pet Ownership: 56%.

Arkansas (AR) — Dog Premium: $28–$55/mo, Cat Premium: $16–$32/mo. Pet Ownership: 62%.

Connecticut (CT) — Dog Premium: $45–$90/mo, Cat Premium: $25–$55/mo. Pet Ownership: 49%.

Delaware (DE) — Dog Premium: $40–$80/mo, Cat Premium: $22–$48/mo. Pet Ownership: 51%.

Georgia (GA) — Dog Premium: $35–$70/mo, Cat Premium: $20–$42/mo. Pet Ownership: 55%.

Hawaii (HI) — Dog Premium: $45–$90/mo, Cat Premium: $25–$55/mo. Pet Ownership: 45%.

Idaho (ID) — Dog Premium: $32–$65/mo, Cat Premium: $18–$38/mo. Pet Ownership: 62%.

Indiana (IN) — Dog Premium: $33–$65/mo, Cat Premium: $18–$38/mo. Pet Ownership: 57%.

Iowa (IA) — Dog Premium: $30–$60/mo, Cat Premium: $17–$35/mo. Pet Ownership: 60%.

Kansas (KS) — Dog Premium: $30–$62/mo, Cat Premium: $17–$36/mo. Pet Ownership: 58%.

Kentucky (KY) — Dog Premium: $30–$60/mo, Cat Premium: $17–$35/mo. Pet Ownership: 56%.

Louisiana (LA) — Dog Premium: $32–$62/mo, Cat Premium: $18–$36/mo. Pet Ownership: 55%.

Maine (ME) — Dog Premium: $38–$72/mo, Cat Premium: $20–$42/mo. Pet Ownership: 62%.

Maryland (MD) — Dog Premium: $42–$82/mo, Cat Premium: $23–$50/mo. Pet Ownership: 52%.

Massachusetts (MA) — Dog Premium: $48–$95/mo, Cat Premium: $26–$55/mo. Pet Ownership: 50%.

Michigan (MI) — Dog Premium: $35–$70/mo, Cat Premium: $20–$42/mo. Pet Ownership: 55%.

Minnesota (MN) — Dog Premium: $38–$75/mo, Cat Premium: $21–$45/mo. Pet Ownership: 58%.

Mississippi (MS) — Dog Premium: $28–$55/mo, Cat Premium: $15–$32/mo. Pet Ownership: 58%.

Missouri (MO) — Dog Premium: $33–$65/mo, Cat Premium: $18–$38/mo. Pet Ownership: 57%.

Montana (MT) — Dog Premium: $32–$62/mo, Cat Premium: $18–$36/mo. Pet Ownership: 63%.

Nebraska (NE) — Dog Premium: $30–$62/mo, Cat Premium: $17–$36/mo. Pet Ownership: 59%.

Nevada (NV) — Dog Premium: $38–$75/mo, Cat Premium: $22–$45/mo. Pet Ownership: 50%.

New Hampshire (NH) — Dog Premium: $40–$78/mo, Cat Premium: $22–$46/mo. Pet Ownership: 57%.

New Jersey (NJ) — Dog Premium: $45–$88/mo, Cat Premium: $25–$52/mo. Pet Ownership: 50%.

New Mexico (NM) — Dog Premium: $33–$65/mo, Cat Premium: $18–$38/mo. Pet Ownership: 60%.

North Dakota (ND) — Dog Premium: $28–$58/mo, Cat Premium: $16–$34/mo. Pet Ownership: 58%.

Oklahoma (OK) — Dog Premium: $30–$60/mo, Cat Premium: $17–$35/mo. Pet Ownership: 60%.

Oregon (OR) — Dog Premium: $40–$78/mo, Cat Premium: $22–$46/mo. Pet Ownership: 60%.

Rhode Island (RI) — Dog Premium: $42–$82/mo, Cat Premium: $24–$50/mo. Pet Ownership: 48%.

South Carolina (SC) — Dog Premium: $32–$62/mo, Cat Premium: $18–$36/mo. Pet Ownership: 56%.

South Dakota (SD) — Dog Premium: $28–$56/mo, Cat Premium: $16–$33/mo. Pet Ownership: 57%.

Tennessee (TN) — Dog Premium: $32–$62/mo, Cat Premium: $18–$36/mo. Pet Ownership: 56%.

Utah (UT) — Dog Premium: $35–$70/mo, Cat Premium: $20–$42/mo. Pet Ownership: 58%.

Vermont (VT) — Dog Premium: $38–$72/mo, Cat Premium: $20–$42/mo. Pet Ownership: 60%.

Virginia (VA) — Dog Premium: $40–$78/mo, Cat Premium: $22–$46/mo. Pet Ownership: 54%.

West Virginia (WV) — Dog Premium: $28–$55/mo, Cat Premium: $16–$32/mo. Pet Ownership: 56%.

Wisconsin (WI) — Dog Premium: $35–$68/mo, Cat Premium: $19–$40/mo. Pet Ownership: 57%.

Wyoming (WY) — Dog Premium: $30–$60/mo, Cat Premium: $17–$35/mo. Pet Ownership: 62%.