How We Make Money
Full transparency about how VETX earns revenue and how it affects (and doesn't affect) our editorial content.
The Short Version
VETX earns money through affiliate commissions when you purchase a pet insurance policy through our links. Our editorial content and ratings are never influenced by these relationships. We recommend carriers based solely on our professional analysis.
Our Revenue Model
VETX is an independent pet insurance review site that earns revenue through affiliate partnerships with pet insurance carriers. When you click a link on our site and purchase a policy, we may earn a commission from the carrier. This is a standard practice in the insurance industry and is similar to how an insurance broker earns commissions for placing policies.
What This Means for You
No Extra Cost
You never pay more for a policy purchased through our links. The price is the same whether you buy directly from the carrier or through our referral.
Editorial Independence
Our ratings and recommendations are based on our professional analysis, not commission rates. We would never recommend a carrier solely because they pay higher commissions.
Full Disclosure
We clearly identify affiliate links throughout our site. When we recommend a carrier, we disclose our financial relationship.
Reader First
Our primary obligation is to you, the reader. We believe that providing honest, accurate analysis is the best long-term business strategy.
Our Commitment
As a licensed insurance professional, I have a professional and ethical obligation to provide accurate, unbiased guidance. My professional designations (AAI, PRC, SBCS, CCIC) require adherence to ethical standards that prioritize the consumer's interest. This is not just a business principle — it's a professional requirement.
If a carrier that pays us higher commissions has a worse product, we will say so. If a carrier that pays us nothing has a better product, we will recommend them. Our credibility is our most valuable asset, and we will never compromise it for short-term revenue.