How much does pet insurance cost for a Shih Tzu?

Pet insurance for a Shih Tzu typically costs $25–$50/mo. Costs vary based on age, location, and coverage level.

Moderate Health Risk

Shih Tzu Pet Insurance Guide

Q: What health conditions are common in Shih Tzus?

Common health conditions in Shih Tzus include Brachycephalic Airway Syndrome, Eye Problems, Dental Disease, Hip Dysplasia, Ear Infections. Annual vet costs typically range from $350–$1,200.

Lifespan

10–18 years

Weight

9–16 lbs

Avg. Vet Cost/Year

$350–$1,200

Avg. Insurance

$25–$50/mo

Overview

Shih Tzus are charming companion dogs with a long lifespan but several breed-specific health concerns related to their flat face and prominent eyes. Their brachycephalic structure causes breathing difficulties, and their large, protruding eyes are vulnerable to injury and disease.

Common Health Conditions

Brachycephalic Airway SyndromeEye ProblemsDental DiseaseHip DysplasiaEar Infections

Potential Expensive Conditions

Eye Surgery (Proptosis)$2,000–$5,000

BOAS Surgery$2,000–$5,000

Dental Extractions$500–$3,000

Patella Surgery$2,000–$4,000

Why Shih Tzus Need Insurance

Shih Tzus' long lifespan (up to 18 years) means many years of potential health issues. Eye emergencies are common and can require immediate surgery. The combination of dental disease, eye problems, and breathing issues creates cumulative costs over time.

Breed-Specific Health Risks

Eye problems are the most urgent concern — Shih Tzus' prominent eyes are prone to proptosis (eye popping out of socket), corneal ulcers, and dry eye. Brachycephalic airway issues cause breathing difficulties, especially in heat. Dental disease is nearly universal due to their small jaw.

Insurance Tips for Shih Tzu Owners

For Shih Tzus, prioritize plans with strong emergency coverage (for eye emergencies) and coverage for dental disease. Given their long lifespan, consider the total cost of premiums over 15+ years.

Our Recommendation

Why We Recommend Healthy Paws for Shih Tzus

Healthy Paws covers eye emergencies and brachycephalic-related conditions with unlimited payouts. The relatively low premiums for small breeds make the cost-to-coverage ratio excellent for Shih Tzu owners.

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